{"id":18,"date":"2026-09-14T17:09:56","date_gmt":"2026-09-14T17:09:56","guid":{"rendered":"https:\/\/kredytpomimo.pl\/?page_id=18"},"modified":"2026-11-09T23:47:01","modified_gmt":"2026-11-09T23:47:01","slug":"kredyt-pomimo","status":"publish","type":"page","link":"https:\/\/kredytpomimo.pl\/","title":{"rendered":"Kredyt Pomimo"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18\" class=\"elementor elementor-18\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19be6554 e-flex e-con-boxed e-con e-parent\" data-id=\"19be6554\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3586e79 elementor-widget elementor-widget-html\" data-id=\"3586e79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"pl\">\r\n<head>\r\n<meta charset=\"utf-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\">\r\n<title>Kredyt dla sklepu franczyzowego od 100 tys. do 1 mln z\u0142 \u2014 Kredyt Pomimo<\/title>\r\n<meta name=\"description\" content=\"Kredyt firmowy 100 000 \u2013 1 000 000 z\u0142 dla sklep\u00f3w franczyzowych i dzia\u0142alno\u015bci gastronomicznych z obrotem od 1 mln z\u0142. Liczy si\u0119 przych\u00f3d, nie zysk \u2014 nawet przy niskim dochodzie i prywatnych chwil\u00f3wkach.\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Public+Sans:wght@400;500;600;700;800&display=swap\">\r\n<style>\r\n  :root{\r\n    color-scheme: dark;\r\n    --bg:#12151B;\r\n    --bg-elevated:#1A1E27;\r\n    --ink:#ECEEF3;\r\n    --ink-soft:#C3C8D1;\r\n    --muted:#8A8F99;\r\n    --border:#2B3040;\r\n    --accent:#E0B36A;\r\n    --accent-hover:#EBC58A;\r\n    --accent-ink:#2A1D06;\r\n    --accent-soft:#3A2E1A;\r\n    --accent2:#F5B84D;\r\n    --accent2-soft:#3A2C12;\r\n    --accent2-ink:#2A1D08;\r\n    --good:#3FCB94;\r\n    --good-soft:#123326;\r\n    --bad:#F07A6A;\r\n    --bad-soft:#3A1B18;\r\n    --tint-blue:#161B2A;\r\n    --tint-amber:#221B10;\r\n    --brand-navy:#12203A;\r\n  }\r\n\r\n  *{box-sizing:border-box;}\r\n  body{\r\n    margin:0; background:var(--bg); color:var(--ink);\r\n    font-family:\"Public Sans\", ui-sans-serif, system-ui, sans-serif;\r\n    font-size:16px; line-height:1.55; padding-inline:20px;\r\n  }\r\n  h1,h2,h3{font-weight:800; text-wrap:balance; margin:0 0 0.5em 0; color:var(--ink);}\r\n  p{color:var(--ink-soft); margin:0 0 1em 0;}\r\n  a{color:var(--accent);}\r\n  .wrap{max-width:860px; margin-inline:auto;}\r\n  section{padding-block:34px;}\r\n  .label{font-size:0.78rem; font-weight:700; text-transform:uppercase; letter-spacing:0.05em; color:var(--muted); display:block;}\r\n  .label-row{display:flex; align-items:center; gap:8px; margin-bottom:6px;}\r\n  .label-icon{width:20px; height:20px; flex:none; color:var(--accent);}\r\n  .label-icon svg{width:100%; height:100%; stroke:currentColor; stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round;}\r\n\r\n  header.site{position:sticky; top:0; z-index:40; background:var(--bg); border-bottom:1px solid var(--border); box-shadow:0 2px 14px -10px rgba(20,30,60,0.35);}\r\n  .header-inner{max-width:860px; margin-inline:auto; display:flex; align-items:center; justify-content:space-between; gap:16px; padding-block:14px; flex-wrap:wrap;}\r\n  .brand{font-weight:800; font-size:1.5rem; line-height:1.2; letter-spacing:-0.01em; color:var(--ink); text-decoration:none;}\r\n\r\n  .btn{display:inline-flex; align-items:center; gap:8px; font-weight:700; font-size:0.92rem; padding:11px 20px; border-radius:10px; border:1px solid var(--border); text-decoration:none; cursor:pointer; background:var(--bg-elevated); color:var(--ink); white-space:nowrap; font-family:inherit;}\r\n  .btn-primary{background:var(--accent); color:var(--accent-ink); border-color:var(--accent); box-shadow:0 8px 18px -8px color-mix(in srgb, var(--accent) 70%, transparent);}\r\n  .btn-primary:hover{background:var(--accent-hover); border-color:var(--accent-hover);}\r\n  .btn:disabled{opacity:0.6; cursor:wait;}\r\n  .btn-lg{padding:14px 26px; font-size:1rem; border-radius:12px;}\r\n  .btn:focus-visible, a:focus-visible, summary:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible{outline:2px solid var(--accent); outline-offset:2px;}\r\n\r\n  .icon-chip{border-radius:14px; display:flex; align-items:center; justify-content:center; flex:none;}\r\n  .icon-chip svg{stroke:currentColor; stroke-width:2; fill:none; stroke-linecap:round; stroke-linejoin:round;}\r\n  .chip-blue{background:var(--accent-soft); color:var(--accent);}\r\n  .chip-amber{background:var(--accent2-soft); color:var(--accent2);}\r\n  .chip-green{background:var(--good-soft); color:var(--good);}\r\n  .chip-red{background:var(--bad-soft); color:var(--bad);}\r\n\r\n  .eyebrow-pill{display:inline-flex; align-items:center; gap:7px; padding:7px 14px; border-radius:999px; background:var(--accent-soft); color:var(--accent); font-weight:700; font-size:0.78rem; text-transform:uppercase; letter-spacing:0.04em; margin-bottom:16px;}\r\n  .eyebrow-pill svg{width:14px; height:14px; stroke:currentColor; stroke-width:2.5; fill:none;}\r\n\r\n  \/* hero *\/\r\n  .hero{padding-block:40px 20px;}\r\n  .hero-grid{display:flex; gap:36px; align-items:center; flex-wrap:wrap;}\r\n  .hero-copy{flex:1 1 400px;}\r\n  .hero h1{font-size:clamp(2rem, 5vw, 2.7rem); letter-spacing:-0.01em;}\r\n  .hero h1 em{font-style:normal; color:var(--accent);}\r\n  .hero-lede{font-size:1.06rem; max-width:56ch;}\r\n  .hero-actions{display:flex; gap:10px; flex-wrap:wrap; margin-top:20px;}\r\n  .trust-line{font-size:0.88rem; color:var(--muted); margin:14px 0 0;}\r\n\r\n  .amount-band{display:flex; gap:10px; flex-wrap:wrap; margin-top:6px;}\r\n  .amount-pill{flex:1 1 180px; padding:14px 16px; border-radius:14px; border:1px solid color-mix(in srgb, var(--accent) 45%, var(--border)); background:var(--tint-amber);}\r\n  .amount-pill span{display:block; font-size:0.76rem; font-weight:700; text-transform:uppercase; letter-spacing:0.05em; color:var(--muted);}\r\n  .amount-pill strong{display:block; font-size:1.3rem; color:var(--ink); line-height:1.25; margin-top:2px;}\r\n\r\n  .hero-visual{flex:1 1 240px; display:flex; justify-content:center; min-width:220px;}\r\n  .hero-visual svg{width:100%; max-width:300px; height:auto; display:block;}\r\n\r\n  \/* sections *\/\r\n  .card-section{background:var(--tint-blue); border-radius:22px; padding:32px; margin-block:26px;}\r\n  .card-dark{background:var(--brand-navy); border-radius:22px; padding:32px; margin-block:28px; color:rgba(255,255,255,0.82);}\r\n  .card-dark h2, .card-dark h3{color:#FFFFFF;}\r\n  .card-dark p{color:rgba(255,255,255,0.72);}\r\n  .card-dark .label{color:rgba(255,255,255,0.55);}\r\n  .card-dark .label-icon{color:var(--accent2);}\r\n  .card-dark ul.list-check li{color:rgba(255,255,255,0.88); border-top-color:rgba(255,255,255,0.16);}\r\n  .card-dark ul.list-check li strong{color:#FFFFFF;}\r\n  .card-dark .btn-primary{background:var(--accent2); border-color:var(--accent2); color:var(--accent2-ink); box-shadow:none; font-weight:800;}\r\n\r\n  .cta-band{display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; padding:34px 30px;}\r\n  .cta-band h2{margin-bottom:6px; font-size:1.4rem;}\r\n  .cta-band p{margin:0; max-width:46ch;}\r\n\r\n  \/* bran\u017ce *\/\r\n  .sector-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:12px; margin-top:18px;}\r\n  .sector{background:var(--bg-elevated); border:1px solid var(--border); border-radius:16px; padding:18px 14px; text-align:center;}\r\n  .sector .icon-chip{width:46px; height:46px; margin:0 auto 10px;}\r\n  .sector .icon-chip svg{width:23px; height:23px;}\r\n  .sector h3{font-size:0.95rem; margin:0 0 2px;}\r\n  .sector p{font-size:0.8rem; margin:0;}\r\n\r\n  \/* przyk\u0142ad *\/\r\n  .case{display:grid; grid-template-columns:1fr auto 1fr; gap:14px; align-items:stretch; margin-top:18px;}\r\n  .case-box{background:var(--bg-elevated); border:1px solid var(--border); border-radius:18px; padding:20px;}\r\n  .case-box h3{font-size:0.82rem; text-transform:uppercase; letter-spacing:0.05em; color:var(--muted); margin-bottom:12px;}\r\n  .case-row{display:flex; justify-content:space-between; gap:12px; padding:8px 0; border-top:1px solid var(--border); font-size:0.94rem;}\r\n  .case-row:first-of-type{border-top:none;}\r\n  .case-row span{color:var(--ink-soft);}\r\n  .case-row b{color:var(--ink); text-align:right;}\r\n  .case-row b.bad{color:var(--bad);}\r\n  .case-row b.good{color:var(--good);}\r\n  .case-arrow{display:flex; align-items:center; justify-content:center; color:var(--accent);}\r\n  .case-arrow svg{width:30px; height:30px; stroke:currentColor; stroke-width:2.5; fill:none; stroke-linecap:round; stroke-linejoin:round;}\r\n  .case-result{border-color:color-mix(in srgb, var(--good) 45%, var(--border)); background:color-mix(in srgb, var(--good-soft) 55%, var(--bg-elevated));}\r\n  .case-result .big{font-size:1.7rem; font-weight:800; color:var(--ink); line-height:1.2; margin:4px 0 8px;}\r\n  .case-note{font-size:0.8rem; color:var(--muted); margin:12px 0 0;}\r\n\r\n  \/* por\u00f3wnanie *\/\r\n  .compare{display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-top:18px;}\r\n  .compare-col{background:var(--bg-elevated); border:1px solid var(--border); border-radius:18px; padding:20px;}\r\n  .compare-col h3{font-size:1rem; margin-bottom:10px;}\r\n  .compare-col.us{border-color:color-mix(in srgb, var(--accent) 45%, var(--border));}\r\n\r\n  ul.list-check{margin:0; padding:0;}\r\n  ul.list-check li{list-style:none; padding:11px 0; display:flex; gap:12px; align-items:flex-start; font-size:0.95rem; color:var(--ink-soft); border-top:1px solid var(--border);}\r\n  ul.list-check li:first-child{border-top:none;}\r\n  ul.list-check .icon-chip{width:30px; height:30px; margin-top:1px; border-radius:10px;}\r\n  ul.list-check .icon-chip svg{width:16px; height:16px;}\r\n\r\n  \/* warunki *\/\r\n  .req-grid{display:grid; grid-template-columns:1fr 1fr; gap:4px 28px; margin-top:16px;}\r\n\r\n  \/* steps *\/\r\n  .step-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:16px; margin-top:20px;}\r\n  .step-card{background:var(--bg-elevated); border:1px solid var(--border); border-radius:18px; padding:20px; position:relative;}\r\n  .step-card .icon-chip{width:48px; height:48px; margin-bottom:14px;}\r\n  .step-card .icon-chip svg{width:24px; height:24px;}\r\n  .step-num{position:absolute; top:14px; right:16px; font-weight:800; font-size:0.82rem; color:var(--muted);}\r\n  .step-card h3{font-size:1rem; margin:0 0 5px;}\r\n  .step-card p{font-size:0.88rem; margin:0;}\r\n\r\n  .callout{border:1px solid var(--border); border-radius:16px; padding:20px 22px; background:var(--bg-elevated); display:flex; gap:16px; align-items:flex-start;}\r\n  .callout .icon-chip{width:40px; height:40px; margin-top:2px;}\r\n  .callout .icon-chip svg{width:20px; height:20px;}\r\n  .callout p:last-child{margin-bottom:0;}\r\n\r\n  \/* faq *\/\r\n  .faq-list{display:flex; flex-direction:column; gap:10px; margin-top:18px;}\r\n  details.faq{background:var(--bg-elevated); border:1px solid var(--border); border-radius:14px; padding:16px 18px;}\r\n  details.faq summary{cursor:pointer; font-weight:700; list-style:none; display:flex; justify-content:space-between; align-items:center; gap:12px;}\r\n  details.faq summary::-webkit-details-marker{display:none;}\r\n  details.faq summary::after{content:\"+\"; font-size:1.3rem; font-weight:400; color:var(--accent); flex:none; line-height:1;}\r\n  details.faq[open] summary::after{content:\"\u2013\";}\r\n  details.faq p{margin-top:10px; font-size:0.94rem;}\r\n\r\n  \/* formularz *\/\r\n  .contact-direct{display:flex; flex-direction:column; gap:8px; margin:16px 0 24px;}\r\n  .contact-direct a{font-weight:700; text-decoration:none;}\r\n  form#contact-form{display:grid; grid-template-columns:1fr 1fr; gap:12px 14px; max-width:620px;}\r\n  .field{display:flex; flex-direction:column; gap:6px;}\r\n  .field.full{grid-column:1 \/ -1;}\r\n  .field label{font-size:0.82rem; font-weight:600; color:var(--ink-soft);}\r\n  .field input, .field select, .field textarea{font-family:inherit; font-size:0.96rem; padding:11px 13px; border-radius:10px; border:1px solid var(--border); background:var(--bg-elevated); color:var(--ink);}\r\n  .field select{cursor:pointer;}\r\n  .field textarea{resize:vertical; min-height:70px;}\r\n  .form-group-title{grid-column:1 \/ -1; font-size:0.78rem; font-weight:700; text-transform:uppercase; letter-spacing:0.05em; color:var(--muted); margin:8px 0 -2px;}\r\n  #fit-hint{grid-column:1 \/ -1; font-size:0.86rem; margin:0; padding:10px 14px; border-radius:10px; display:none;}\r\n  #fit-hint[data-state=\"ok\"]{display:block; background:var(--good-soft); color:var(--good);}\r\n  #fit-hint[data-state=\"warn\"]{display:block; background:var(--tint-amber); color:var(--accent2);}\r\n  .form-actions{grid-column:1 \/ -1;}\r\n  #form-status{font-size:0.9rem; margin:8px 0 0; min-height:1.2em; color:var(--ink-soft); font-weight:600;}\r\n  #form-status[data-state=\"success\"]{color:var(--good);}\r\n  #form-status[data-state=\"error\"]{color:var(--bad);}\r\n\r\n  footer{padding-block:30px; font-size:0.8rem; color:var(--muted); border-top:1px solid var(--border); margin-top:20px;}\r\n  footer p{color:var(--muted); font-size:0.8rem; margin-bottom:0.8em;}\r\n  footer a{color:var(--muted);}\r\n\r\n  @media (max-width:720px){\r\n    .sector-grid{grid-template-columns:1fr 1fr;}\r\n    .case{grid-template-columns:1fr;}\r\n    .case-arrow svg{transform:rotate(90deg);}\r\n  }\r\n  @media (max-width:640px){\r\n    .compare, .req-grid, .step-grid, form#contact-form{grid-template-columns:1fr;}\r\n    .hero-visual svg{max-width:210px;}\r\n    .cta-band{padding:26px 22px;}\r\n    .card-section, .card-dark{padding:22px;}\r\n  }\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<header class=\"site\">\r\n  <div class=\"header-inner\">\r\n    <a class=\"brand\" href=\"https:\/\/kredytpomimo.pl\/\">Kredyt Pomimo<\/a>\r\n    <a class=\"btn btn-primary\" href=\"#kontakt\">Sprawd\u017a, ile dostaniesz<\/a>\r\n  <\/div>\r\n<\/header>\r\n\r\n<main class=\"wrap\">\r\n\r\n  <!-- HERO -->\r\n  <section class=\"hero\">\r\n    <div class=\"hero-grid\">\r\n      <div class=\"hero-copy\">\r\n        <span class=\"eyebrow-pill\">\r\n          <svg viewBox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg>\r\n          Dla sklep\u00f3w franczyzowych i dzia\u0142alno\u015bci gastronomicznej\r\n        <\/span>\r\n        <h1>Du\u017cy obr\u00f3t, ma\u0142y doch\u00f3d? <em>Kredyt dla Twojego sklepu<\/em> liczymy od przychodu.<\/h1>\r\n        <p class=\"hero-lede\">Prowadzisz sklep franczyzowy, dzia\u0142alno\u015b\u0107 gastronomiczn\u0105 albo inn\u0105 dzia\u0142alno\u015b\u0107 z przychodem powy\u017cej miliona z\u0142otych, a dochodu zostaje niewiele? Wi\u0119kszo\u015b\u0107 bank\u00f3w odm\u00f3wi kredytu. Znamy \u015bcie\u017ck\u0119, w kt\u00f3rej liczy si\u0119 przych\u00f3d \u2014 i w kt\u00f3rej prywatne zobowi\u0105zania nie przekre\u015blaj\u0105 wniosku.<\/p>\r\n\r\n        <div class=\"amount-band\">\r\n          <div class=\"amount-pill\"><span>Kwota kredytu<\/span><strong>100 tys. \u2013 1 mln z\u0142<\/strong><\/div>\r\n          <div class=\"amount-pill\"><span>Dla firm z przychodem<\/span><strong>od 1 mln z\u0142 rocznie<\/strong><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"hero-actions\">\r\n          <a class=\"btn btn-primary btn-lg\" href=\"#kontakt\">Sprawd\u017a, ile mo\u017cesz dosta\u0107<\/a>\r\n          <a class=\"btn btn-lg\" href=\"#warunki\">Zobacz warunki<\/a>\r\n        <\/div>\r\n        <p class=\"trust-line\">Wst\u0119pna analiza jest bezp\u0142atna i do niczego nie zobowi\u0105zuje.<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"hero-visual\" aria-hidden=\"true\">\r\n        <!-- Witryna sklepu + rosn\u0105ce s\u0142upki obrotu -->\r\n        <svg viewBox=\"0 0 280 250\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\r\n          <circle cx=\"140\" cy=\"125\" r=\"112\" fill=\"#161B2A\"\/>\r\n          <!-- markiza -->\r\n          <path d=\"M58 70h164l-10 26H68z\" fill=\"#3A2E1A\" stroke=\"#E0B36A\" stroke-width=\"2.5\"\/>\r\n          <path d=\"M91 70l-6 26M124 70l-3 26M156 70l3 26M189 70l6 26\" stroke=\"#E0B36A\" stroke-width=\"2\"\/>\r\n          <!-- budynek -->\r\n          <rect x=\"68\" y=\"96\" width=\"144\" height=\"104\" rx=\"4\" fill=\"#1A1E27\" stroke=\"#2B3040\" stroke-width=\"2\"\/>\r\n          <rect x=\"82\" y=\"112\" width=\"58\" height=\"46\" rx=\"4\" fill=\"#12151B\" stroke=\"#3A4052\" stroke-width=\"2\"\/>\r\n          <rect x=\"152\" y=\"112\" width=\"44\" height=\"88\" rx=\"3\" fill=\"#12151B\" stroke=\"#3A4052\" stroke-width=\"2\"\/>\r\n          <circle cx=\"186\" cy=\"158\" r=\"2.5\" fill=\"#E0B36A\"\/>\r\n          <!-- s\u0142upki w witrynie -->\r\n          <path d=\"M92 150v-8M104 150v-14M116 150v-20M128 150v-28\" stroke=\"#3FCB94\" stroke-width=\"5\"\/>\r\n          <!-- strza\u0142ka wzrostu -->\r\n          <path d=\"M44 214l38-30 24 14 44-38\" stroke=\"#F5B84D\" stroke-width=\"4\"\/>\r\n          <path d=\"M134 158h18v18\" stroke=\"#F5B84D\" stroke-width=\"4\"\/>\r\n          <!-- moneta -->\r\n          <circle cx=\"226\" cy=\"196\" r=\"20\" fill=\"#3A2C12\" stroke=\"#F5B84D\" stroke-width=\"2.5\"\/>\r\n          <path d=\"M220 190h10a5 5 0 0 1 0 10h-10v-12\" stroke=\"#F5B84D\" stroke-width=\"2.2\"\/>\r\n        <\/svg>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- BRAN\u017bE -->\r\n  <section>\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M4 9l2-5h12l2 5\"\/><path d=\"M4 9v11h16V9\"\/><path d=\"M4 9h16\"\/><\/svg><\/span>\r\n      <span class=\"label\">Dla kogo<\/span>\r\n    <\/div>\r\n    <h2>Najcz\u0119\u015bciej obs\u0142ugujemy<\/h2>\r\n    <div class=\"sector-grid\">\r\n      <div class=\"sector\">\r\n        <div class=\"icon-chip chip-blue\"><svg viewBox=\"0 0 24 24\"><path d=\"M4 9l2-5h12l2 5\"\/><path d=\"M5 9v11h14V9\"\/><path d=\"M10 20v-6h4v6\"\/><\/svg><\/div>\r\n        <h3>Sklepy franczyzowe<\/h3><p>Plac\u00f3wki prowadzone w ramach sieci handlowych<\/p>\r\n      <\/div>\r\n      <div class=\"sector\">\r\n        <div class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><path d=\"M6 3c0 6 12 6 12 0\"\/><path d=\"M5 9h14l-2 12H7z\"\/><\/svg><\/div>\r\n        <h3>Dzia\u0142alno\u015b\u0107 gastronomiczna<\/h3><p>Restauracje, bary i punkty gastronomiczne<\/p>\r\n      <\/div>\r\n      <div class=\"sector\">\r\n        <div class=\"icon-chip chip-blue\"><svg viewBox=\"0 0 24 24\"><circle cx=\"9\" cy=\"20\" r=\"1.4\"\/><circle cx=\"17\" cy=\"20\" r=\"1.4\"\/><path d=\"M3 4h2l2.5 11h10.5l2-8H6.5\"\/><\/svg><\/div>\r\n        <h3>Sklepy spo\u017cywcze<\/h3><p>Plac\u00f3wki zrzeszone w sieciach i grupach zakupowych<\/p>\r\n      <\/div>\r\n      <div class=\"sector\">\r\n        <div class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"7\" width=\"18\" height=\"13\" rx=\"2\"\/><path d=\"M8 7V5a2 2 0 0 1 2-2h4a2 2 0 0 1 2 2v2\"\/><\/svg><\/div>\r\n        <h3>Handel detaliczny<\/h3><p>Firmy o wysokich obrotach i niskiej mar\u017cy<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- PRZYK\u0141AD -->\r\n  <div class=\"card-section\">\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><path d=\"M10 13h5M10 17h5\"\/><\/svg><\/span>\r\n      <span class=\"label\">Przyk\u0142ad z praktyki<\/span>\r\n    <\/div>\r\n    <h2>Sklep franczyzowy, kt\u00f3ry inne banki odrzuci\u0142y<\/h2>\r\n    <div class=\"case\">\r\n      <div class=\"case-box\">\r\n        <h3>Sytuacja klienta<\/h3>\r\n        <div class=\"case-row\"><span>Przych\u00f3d roczny<\/span><b>3 500 000 z\u0142<\/b><\/div>\r\n        <div class=\"case-row\"><span>Doch\u00f3d na PIT-36<\/span><b class=\"bad\">48 000 z\u0142<\/b><\/div>\r\n        <div class=\"case-row\"><span>ZUS i US<\/span><b class=\"good\">uregulowane<\/b><\/div>\r\n        <div class=\"case-row\"><span>Kredyty firmowe<\/span><b class=\"good\">brak<\/b><\/div>\r\n        <div class=\"case-row\"><span>Prywatnie<\/span><b class=\"bad\">kilka chwil\u00f3wek<\/b><\/div>\r\n      <\/div>\r\n      <div class=\"case-arrow\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg><\/div>\r\n      <div class=\"case-box case-result\">\r\n        <h3>Wynik<\/h3>\r\n        <div class=\"big\">Kredyt ratalny firmowy rz\u0119du kilkuset tysi\u0119cy z\u0142otych<\/div>\r\n        <p style=\"margin:0; font-size:0.92rem;\">Decyzj\u0119 oparto na obrocie firmy, a nie na niskim dochodzie i prywatnych zobowi\u0105zaniach.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n    <p class=\"case-note\">Przyk\u0142ad pogl\u0105dowy. Ka\u017cdy wniosek jest oceniany indywidualnie, a ostateczn\u0105 decyzj\u0119 kredytow\u0105 podejmuje instytucja finansuj\u0105ca.<\/p>\r\n  <\/div>\r\n\r\n  <!-- POR\u00d3WNANIE -->\r\n  <section>\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3v18M5 8l-3 6h6zM19 8l-3 6h6z\"\/><path d=\"M5 8h14\"\/><\/svg><\/span>\r\n      <span class=\"label\">Dlaczego tu, a nie w Twoim banku<\/span>\r\n    <\/div>\r\n    <h2>To, co gdzie indziej zamyka drog\u0119, tu nie przekre\u015bla wniosku<\/h2>\r\n    <div class=\"compare\">\r\n      <div class=\"compare-col\">\r\n        <h3>Typowy bank<\/h3>\r\n        <ul class=\"list-check\">\r\n          <li><span class=\"icon-chip chip-red\"><svg viewBox=\"0 0 24 24\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg><\/span>Patrzy na doch\u00f3d \u2014 48 tys. z\u0142 rocznie to dla niego za ma\u0142o.<\/li>\r\n          <li><span class=\"icon-chip chip-red\"><svg viewBox=\"0 0 24 24\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg><\/span>Chwil\u00f3wki w historii = odmowa, cz\u0119sto bez rozmowy.<\/li>\r\n          <li><span class=\"icon-chip chip-red\"><svg viewBox=\"0 0 24 24\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg><\/span>Proponuje kwot\u0119, kt\u00f3ra nie zmienia sytuacji klienta.<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n      <div class=\"compare-col us\">\r\n        <h3>\u015acie\u017cka, kt\u00f3r\u0105 sprawdzamy<\/h3>\r\n        <ul class=\"list-check\">\r\n          <li><span class=\"icon-chip chip-green\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/span>Liczy si\u0119 przych\u00f3d \u2014 wystarczy, \u017ce doch\u00f3d jest wi\u0119kszy od zera.<\/li>\r\n          <li><span class=\"icon-chip chip-green\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/span>Prywatne chwil\u00f3wki i kredyty nie przekre\u015blaj\u0105 wniosku firmowego.<\/li>\r\n          <li><span class=\"icon-chip chip-green\"><svg viewBox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/span>Kwoty od 100 tys. do 1 mln z\u0142 \u2014 realne pieni\u0105dze na rozw\u00f3j.<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- WARUNKI -->\r\n  <div class=\"card-dark\" id=\"warunki\">\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><rect x=\"5\" y=\"3\" width=\"14\" height=\"18\" rx=\"2\"\/><path d=\"M9 3v2h6V3\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg><\/span>\r\n      <span class=\"label\">Warunki<\/span>\r\n    <\/div>\r\n    <h2>Sprawd\u017a, czy si\u0119 kwalifikujesz<\/h2>\r\n    <p>Je\u015bli spe\u0142niasz poni\u017csze warunki, masz du\u017c\u0105 szans\u0119 na finansowanie. Wszystkie s\u0105 obowi\u0105zkowe.<\/p>\r\n    <div class=\"req-grid\">\r\n      <ul class=\"list-check\">\r\n        <li><span class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><path d=\"M4 20V10M10 20V4M16 20v-8M22 20H2\"\/><\/svg><\/span><span><strong>Przych\u00f3d od 1 mln z\u0142<\/strong> rocznie<\/span><\/li>\r\n        <li><span class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><path d=\"M10 15h5\"\/><\/svg><\/span><span><strong>Doch\u00f3d na zamkni\u0119tym roku jest wi\u0119kszy od zera<\/strong><\/span><\/li>\r\n        <li><span class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><rect x=\"4\" y=\"5\" width=\"16\" height=\"15\" rx=\"2\"\/><path d=\"M4 10h16M8 3v4M16 3v4\"\/><\/svg><\/span><span><strong>Dzia\u0142alno\u015b\u0107 min. 18 miesi\u0119cy<\/strong><\/span><\/li>\r\n      <\/ul>\r\n      <ul class=\"list-check\">\r\n        <li><span class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 3l7 3v5c0 5-3.5 8.5-7 10-3.5-1.5-7-5-7-10V6l7-3z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg><\/span><span><strong>ZUS i US uregulowane<\/strong> \u2014 bez zaleg\u0142o\u015bci<\/span><\/li>\r\n        <li><span class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M5.6 5.6l12.8 12.8\"\/><\/svg><\/span><span><strong>Ma\u0142a ilo\u015bc kredyt\u00f3w firmowych lub ich brak<\/strong> (prywatne nie s\u0105 brane pod uwag\u0119)<\/span><\/li>\r\n        <li><span class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><rect x=\"3\" y=\"7\" width=\"18\" height=\"12\" rx=\"2\"\/><circle cx=\"12\" cy=\"13\" r=\"2.5\"\/><\/svg><\/span><span><strong>Potrzebujesz od 100 tysi\u0119cy do 1 miliona z\u0142otych<\/strong><\/span><\/li>\r\n      <\/ul>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <!-- KROKI -->\r\n  <section>\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3.5 2\"\/><\/svg><\/span>\r\n      <span class=\"label\">Jak to wygl\u0105da<\/span>\r\n    <\/div>\r\n    <h2>Trzy kroki do decyzji<\/h2>\r\n    <div class=\"step-grid\">\r\n      <div class=\"step-card\">\r\n        <span class=\"step-num\">01<\/span>\r\n        <div class=\"icon-chip chip-blue\"><svg viewBox=\"0 0 24 24\"><path d=\"M4 5h16v11H8l-4 4z\"\/><\/svg><\/div>\r\n        <h3>Wype\u0142niasz formularz<\/h3>\r\n        <p>Podajesz obr\u00f3t, sta\u017c i kwot\u0119.<\/p>\r\n      <\/div>\r\n      <div class=\"step-card\">\r\n        <span class=\"step-num\">02<\/span>\r\n        <div class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><path d=\"M7 3h7l4 4v14H7z\"\/><path d=\"M14 3v4h4\"\/><\/svg><\/div>\r\n        <h3>Kompletujemy dokumenty<\/h3>\r\n        <p>M\u00f3wi\u0119 dok\u0142adnie, co przygotowa\u0107.<\/p>\r\n      <\/div>\r\n      <div class=\"step-card\">\r\n        <span class=\"step-num\">03<\/span>\r\n        <div class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"9\" r=\"5\"\/><path d=\"M9 13l-2 8 5-3 5 3-2-8\"\/><\/svg><\/div>\r\n        <h3>Sk\u0142adam wniosek<\/h3>\r\n        <p>Prowadz\u0119 Ci\u0119 przez ca\u0142y proces a\u017c do decyzji i podpisania umowy.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <section style=\"padding-top:0;\">\r\n    <div class=\"callout\">\r\n      <div class=\"icon-chip chip-amber\"><svg viewBox=\"0 0 24 24\"><rect x=\"5\" y=\"11\" width=\"14\" height=\"9\" rx=\"2\"\/><path d=\"M8 11V8a4 4 0 0 1 8 0v3\"\/><\/svg><\/div>\r\n      <div>\r\n        <p><strong style=\"color:var(--ink)\">Uczciwie:<\/strong> nie obiecujemy kredytu ka\u017cdemu. Je\u015bli nie spe\u0142niasz kt\u00f3rego\u015b warunku \u2014 np. masz zaleg\u0142o\u015b\u0107 w ZUS albo firma dzia\u0142a kr\u00f3cej ni\u017c 18 miesi\u0119cy \u2014 powiemy wprost, co zmieni\u0107 i kiedy wr\u00f3ci\u0107.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <div class=\"card-dark cta-band\">\r\n    <div>\r\n      <h2>Masz obr\u00f3t od miliona? Sprawd\u017amy, ile dostaniesz.<\/h2>\r\n      <p>Wype\u0142nienie formularza zajmie Ci minut\u0119. Odezw\u0119 si\u0119 z konkretn\u0105 odpowiedzi\u0105.<\/p>\r\n    <\/div>\r\n    <a class=\"btn btn-primary btn-lg\" href=\"#kontakt\">Sprawd\u017a mo\u017cliwo\u015bci<\/a>\r\n  <\/div>\r\n\r\n  <!-- FAQ -->\r\n  <section>\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M9.5 9.5a2.5 2.5 0 0 1 4.9.7c0 1.7-2.4 2.2-2.4 3.8\"\/><circle cx=\"12\" cy=\"17\" r=\"0.9\" fill=\"currentColor\" stroke=\"none\"\/><\/svg><\/span>\r\n      <span class=\"label\">Pytania<\/span>\r\n    <\/div>\r\n    <h2>Najcz\u0119\u015bciej pytacie o to<\/h2>\r\n    <div class=\"faq-list\">\r\n      <details class=\"faq\">\r\n        <summary>Mam bardzo niski doch\u00f3d. Czy to problem?<\/summary>\r\n        <p>Nie, o ile jest wi\u0119kszy od zera. W tej \u015bcie\u017cce kluczowy jest przych\u00f3d firmy. Problemem jest dopiero strata wykazana na zamkni\u0119tym zeznaniu podatkowym.<\/p>\r\n      <\/details>\r\n      <details class=\"faq\">\r\n        <summary>Mam prywatne chwil\u00f3wki i kredyty. Czy to mnie skre\u015bla?<\/summary>\r\n        <p>Nie. Prywatne zobowi\u0105zania nie przekre\u015blaj\u0105 wniosku o kredyt firmowy. Wa\u017cne, \u017ceby firma nie mia\u0142a kredyt\u00f3w firmowych.<\/p>\r\n      <\/details>\r\n      <details class=\"faq\">\r\n        <summary>Ile mog\u0119 dosta\u0107?<\/summary>\r\n        <p>Pracuj\u0119 z kwotami od 100 tys. do 1 mln z\u0142. Konkretna kwota zale\u017cy przede wszystkim od wysoko\u015bci przychodu firmy \u2014 po formularzu powiem, na co realnie mo\u017cesz liczy\u0107.<\/p>\r\n      <\/details>\r\n      <details class=\"faq\">\r\n        <summary>Mam zaleg\u0142o\u015b\u0107 w ZUS lub urz\u0119dzie skarbowym.<\/summary>\r\n        <p>Zaleg\u0142o\u015bci trzeba uregulowa\u0107 przed z\u0142o\u017ceniem wniosku \u2014 to warunek obowi\u0105zkowy. Napisz mimo to, podpowiem, od czego zacz\u0105\u0107.<\/p>\r\n      <\/details>\r\n      <details class=\"faq\">\r\n        <summary>Moja firma dzia\u0142a kr\u00f3cej ni\u017c 18 miesi\u0119cy.<\/summary>\r\n        <p>Wtedy na t\u0119 \u015bcie\u017ck\u0119 jest za wcze\u015bnie. Zostaw kontakt \u2014 odezw\u0119 si\u0119, gdy sta\u017c b\u0119dzie wystarczaj\u0105cy, albo sprawdz\u0119 inne opcje.<\/p>\r\n      <\/details>\r\n      <details class=\"faq\">\r\n        <summary>Czy analiza jest p\u0142atna?<\/summary>\r\n        <p>Nie. Wst\u0119pna rozmowa i sprawdzenie mo\u017cliwo\u015bci s\u0105 bezp\u0142atne i niczego nie przes\u0105dzaj\u0105.<\/p>\r\n      <\/details>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- KONTAKT -->\r\n  <section id=\"kontakt\">\r\n    <div class=\"label-row\">\r\n      <span class=\"label-icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M4 5h16v11H8l-4 4z\"\/><\/svg><\/span>\r\n      <span class=\"label\">Kontakt<\/span>\r\n    <\/div>\r\n    <h2>Sprawd\u017a, ile mo\u017cesz dosta\u0107<\/h2>\r\n    <p>Kilka pyta\u0144 o firm\u0119 i od razu wiem, czy mam dla Ciebie rozwi\u0105zanie. Odpowiadam w dni robocze.<\/p>\r\n\r\n    <div class=\"contact-direct\">\r\n      <a href=\"tel:+48786339897\">+48 786 339 897<\/a>\r\n      <a href=\"mailto:kontakt@kredytpomimo.pl\">kontakt@kredytpomimo.pl<\/a>\r\n    <\/div>\r\n\r\n    <form id=\"contact-form\" action=\"https:\/\/api.web3forms.com\/submit\" method=\"POST\" novalidate>\r\n      <input type=\"hidden\" name=\"access_key\" value=\"6a37b1c7-8348-4bde-a4e4-31a4ab321e79\">\r\n      <input type=\"checkbox\" name=\"botcheck\" style=\"display:none\" tabindex=\"-1\" autocomplete=\"off\">\r\n\r\n      <p class=\"form-group-title\">Twoja firma<\/p>\r\n      <div class=\"field\">\r\n        <label for=\"cf-branza\">Bran\u017ca<\/label>\r\n        <select id=\"cf-branza\" name=\"branza\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option>Sklep franczyzowy<\/option>\r\n          <option>Dzia\u0142alno\u015b\u0107 gastronomiczna<\/option>\r\n          <option>Sklep spo\u017cywczy (sie\u0107 partnerska)<\/option>\r\n          <option>Inny sklep \/ handel<\/option>\r\n          <option>Inna bran\u017ca<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"field\">\r\n        <label for=\"cf-przychod\">Przych\u00f3d roczny<\/label>\r\n        <select id=\"cf-przychod\" name=\"przychod\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option value=\"ponizej-1\">Poni\u017cej 1 mln z\u0142<\/option>\r\n          <option value=\"1-2\">1 \u2013 2 mln z\u0142<\/option>\r\n          <option value=\"2-5\">2 \u2013 5 mln z\u0142<\/option>\r\n          <option value=\"5+\">Powy\u017cej 5 mln z\u0142<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"field\">\r\n        <label for=\"cf-staz\">Jak d\u0142ugo dzia\u0142a firma?<\/label>\r\n        <select id=\"cf-staz\" name=\"staz\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option value=\"ponizej-18\">Kr\u00f3cej ni\u017c 18 miesi\u0119cy<\/option>\r\n          <option value=\"18-36\">18 miesi\u0119cy \u2013 3 lata<\/option>\r\n          <option value=\"3+\">Ponad 3 lata<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"field\">\r\n        <label for=\"cf-kwota\">Ile potrzebujesz?<\/label>\r\n        <select id=\"cf-kwota\" name=\"kwota\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option value=\"ponizej-100\">Poni\u017cej 100 tys. z\u0142<\/option>\r\n          <option value=\"100-250\">100 \u2013 250 tys. z\u0142<\/option>\r\n          <option value=\"250-500\">250 \u2013 500 tys. z\u0142<\/option>\r\n          <option value=\"500-1000\">500 tys. \u2013 1 mln z\u0142<\/option>\r\n          <option value=\"max\">Ile si\u0119 da<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"field\">\r\n        <label for=\"cf-pit\">Wynik na ostatnim PIT-36<\/label>\r\n        <select id=\"cf-pit\" name=\"pit\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option value=\"dochod\">Doch\u00f3d (wi\u0119kszy od zera)<\/option>\r\n          <option value=\"strata\">Strata<\/option>\r\n          <option value=\"nie-wiem\">Nie wiem<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"field\">\r\n        <label for=\"cf-urzedy\">ZUS i US<\/label>\r\n        <select id=\"cf-urzedy\" name=\"zus_us\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option value=\"czyste\">Wszystko op\u0142acone<\/option>\r\n          <option value=\"zaleglosci\">Mam zaleg\u0142o\u015bci<\/option>\r\n        <\/select>\r\n      <\/div>\r\n      <div class=\"field full\">\r\n        <label for=\"cf-kredyty\">Czy firma ma obecnie kredyty firmowe?<\/label>\r\n        <select id=\"cf-kredyty\" name=\"kredyty_firmowe\" required>\r\n          <option value=\"\">Wybierz\u2026<\/option>\r\n          <option value=\"nie\">Nie<\/option>\r\n          <option value=\"tak\">Tak<\/option>\r\n        <\/select>\r\n      <\/div>\r\n\r\n      <p id=\"fit-hint\" role=\"status\" aria-live=\"polite\"><\/p>\r\n\r\n      <p class=\"form-group-title\">Kontakt<\/p>\r\n      <div class=\"field\">\r\n        <label for=\"cf-name\">Imi\u0119 i nazwisko<\/label>\r\n        <input id=\"cf-name\" name=\"name\" type=\"text\" placeholder=\"Jak mam si\u0119 do Ciebie zwraca\u0107?\" required>\r\n      <\/div>\r\n      <div class=\"field\">\r\n        <label for=\"cf-phone\">Telefon<\/label>\r\n        <input id=\"cf-phone\" name=\"phone\" type=\"tel\" placeholder=\"Numer, pod kt\u00f3ry oddzwoni\u0119\" required>\r\n      <\/div>\r\n      <div class=\"field full\">\r\n        <label for=\"cf-email\">E-mail<\/label>\r\n        <input id=\"cf-email\" name=\"email\" type=\"email\" placeholder=\"Na ten adres prze\u015bl\u0119 informacje\" required>\r\n      <\/div>\r\n      <div class=\"field full\">\r\n        <label for=\"cf-message\">Wiadomo\u015b\u0107 (opcjonalnie)<\/label>\r\n        <textarea id=\"cf-message\" name=\"message\" placeholder=\"Np. na co chcesz przeznaczy\u0107 \u015brodki\"><\/textarea>\r\n      <\/div>\r\n\r\n      <div class=\"form-actions\">\r\n        <button class=\"btn btn-primary btn-lg\" type=\"submit\">Sprawd\u017a moje mo\u017cliwo\u015bci<\/button>\r\n        <p id=\"form-status\" role=\"status\" aria-live=\"polite\"><\/p>\r\n      <\/div>\r\n    <\/form>\r\n  <\/section>\r\n\r\n<\/main>\r\n\r\n<footer>\r\n  <div class=\"wrap\">\r\n    <p>\u00a9 <span id=\"cf-year\"><\/span> Kredyt Pomimo \u00b7 <a href=\"https:\/\/kredytpomimo.pl\/\">Strona g\u0142\u00f3wna<\/a><\/p>\r\n    <p>Przedstawione informacje nie stanowi\u0105 oferty w rozumieniu Kodeksu cywilnego. Decyzj\u0119 kredytow\u0105 podejmuje instytucja finansuj\u0105ca po ocenie zdolno\u015bci kredytowej. Nazwy sieci handlowych, je\u015bli si\u0119 pojawiaj\u0105, s\u0142u\u017c\u0105 wy\u0142\u0105cznie opisowi bran\u017cy \u2014 strona nie jest powi\u0105zana z \u017cadn\u0105 sieci\u0105 franczyzow\u0105.<\/p>\r\n  <\/div>\r\n<\/footer>\r\n\r\n<script>\r\n  (function(){\r\n    var yearEl = document.getElementById('cf-year');\r\n    if (yearEl) yearEl.textContent = new Date().getFullYear();\r\n\r\n    var form = document.getElementById('contact-form');\r\n    if (!form) return;\r\n    var status = document.getElementById('form-status');\r\n    var hint = document.getElementById('fit-hint');\r\n    function val(id){ return document.getElementById(id).value.trim(); }\r\n\r\n    \/\/ Ocena dopasowania do warunk\u00f3w: zwraca list\u0119 brak\u00f3w\r\n    function check(){\r\n      var issues = [];\r\n      if (val('cf-przychod') === 'ponizej-1') issues.push('przych\u00f3d poni\u017cej 1 mln z\u0142');\r\n      if (val('cf-staz') === 'ponizej-18') issues.push('sta\u017c kr\u00f3tszy ni\u017c 18 miesi\u0119cy');\r\n      if (val('cf-pit') === 'strata') issues.push('strata na PIT-36');\r\n      if (val('cf-urzedy') === 'zaleglosci') issues.push('zaleg\u0142o\u015bci w ZUS\/US');\r\n      if (val('cf-kredyty') === 'tak') issues.push('kredyty firmowe');\r\n      if (val('cf-kwota') === 'ponizej-100') issues.push('kwota poni\u017cej 100 tys. z\u0142');\r\n      return issues;\r\n    }\r\n    function allAnswered(){\r\n      return ['cf-branza','cf-przychod','cf-staz','cf-kwota','cf-pit','cf-urzedy','cf-kredyty'].every(function(id){ return val(id) !== ''; });\r\n    }\r\n    function updateHint(){\r\n      var issues = check();\r\n      if (issues.length){\r\n        hint.textContent = 'Uwaga: ' + issues.join(', ') + ' \u2014 to mo\u017ce utrudni\u0107 t\u0119 \u015bcie\u017ck\u0119. Wy\u015blij mimo to, sprawdz\u0119, co da si\u0119 zrobi\u0107.';\r\n        hint.setAttribute('data-state','warn');\r\n      } else if (allAnswered()){\r\n        hint.textContent = 'Wygl\u0105da na to, \u017ce spe\u0142niasz warunki. 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Wi\u0119kszo\u015b\u0107 bank\u00f3w [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18"}],"version-history":[{"count":41,"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":71,"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=\/wp\/v2\/pages\/18\/revisions\/71"}],"wp:attachment":[{"href":"https:\/\/kredytpomimo.pl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}